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Business Checking 

Make the Local Switch to your local community bank.

Cortland Bank business checking accounts are designed to fit your businesses’ financial needs. We offer a variety of solutions from a basic business checking to enhanced account analysis checking. Call or stop in at your local branch to discuss the right services for your business. 

Non-Interest Bearing Business Checking Accounts

The first column lists requirements and fee types, follow that row across to see the corresponding number or dollar amount associated with that under each type of Business Checking Account.

Basic Business Checking* Bonus Business Checking* Analysis Business Checking
Minimum To Open $100 $100 $100
Earnings Credit Allowance No No Yes
Interest Paid No No No
Monthly Maintenance Fee N/A $15 See Account Analysis Fee Schedule
Average Minimum Monthly Collected Balance to Avoid Monthly Maintenance Fee N/A $10,000 N/A
# Free Items per Month (Item defined as checks paid, deposits, items deposited, and incoming ACH credits and debits) 100 500 N/A
Excess Items Cost $0.35 $0.25 N/A
Monthly Paper Statements $2 $2 $2
Monthly Electronic Statements N/A N/A N/A
* Cash Handling charges may apply if more than $20,000 in cash is deposited or furnished per month.

Interest Bearing Business Checking Accounts

The first column lists requirements and fee types for the Interest Bearing Business Checking Accounts. Follow that row across to see the corresponding number or dollar amount associated with that under each type of Business Checking Account.

Business Interest Checking* IOLTA/IOTA Checking Business Analysis Interest Checking
Minimum To Open $100 $50 $100
Earnings Credit Allowance No No No
Interest Paid Yes Yes Yes
Monthly Maintenance Fee $15 $25 See Account Analysis Fee Schedule
Average Minimum Monthly Collected Balance to Avoid Monthly Maintenance Fee $10,000 N/A N/A
# Free Items per Month (Item defined as checks paid, deposits, items deposited, and incoming ACH credits and debits) 250 N/A N/A
Excess Items Cost $0.25 N/A N/A
Monthly Paper Statements $2 N/A $2
Monthly Electronic Statements N/A N/A N/A
* Cash Handling charges may apply if more than $20,000 in cash is deposited or furnished per month.