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Additional Business Services 

Remote Deposit Capture 

Cortland Bank offers various types of Remote Deposit Capture from mobile deposit via smart phones for our smaller business customers to batch scanning for businesses receiving multiple checks daily.  All items scanned on business days’ prior to 3 p.m. will be processed the same business day. Perfect for customers who want the convenience of making check depositing without traveling to the banks.  

Cash Management/Online Banking Services

Online cash management services allow customer to initiate wires, inter-bank transfers, process direct deposit payroll and initiate and receive ACH payments, all for the convenience of your computer. With Cash Management, you may set up different levels of authority and security for each employee. 

Merchant Services

Cortland Bank has a business relationship with EMS (Electronic Merchant Systems), a local company with national resources, who is available to provide credit and debit card acceptance for your business. Please contact your local branch for complimentary pricing.

Learn about EMS Mobile Payment Solutions.

Payroll Services

Cortland Bank partners with Paychex to offer payroll services. Paychex provides a comprehensive suite of payroll, payroll tax and employee pay services to businesses nationwide. Confidential, cost-effective payroll administration eliminates the tedious chore of payroll – before and after payday. 

Sweep Accounts

Sweep accounts allow for automatic sweeps for non-interest bearing accounts to interest bearing accounts from established thresholds including zero dollars, to allow for greater interest earning potential, collateralization of funds, and/or multiple unit account management. 

Large Deposits 

With expended thresholds for FDIC insurance, Cortland Bank has the ability to provide its customer access to multi-million dollar FDIC insurance coverage through ICS Money Market program and CDARS Certificate of Deposit program. Customer can work with one bank, one statement and one rate for deposits over the FDIC limited of $250,000. Please contact us today to learn more about these programs. 

Treasury Management

At Cortland Bank, our treasury management solutions help you operate more efficiently and give you greater visibility and control of your cash flow. Our solutions will help you provide enhanced control over your payments, effectively manage your receivables and access your financial information online any time. Schedule an appointment today with our treasury management representative to discuss your business opportunities and challenges.