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2.00% APY on balances up to $25,000 if qualifications are met, .05% APY if qualifications aren't met

Kasasa Cash

Looking for a free checking that earns high interest rate? Earn up to X39** more interest with Kasasa Cash compared to the national average rate of interest checking account. Try free Kasasa Cash® checking and starting earning today!
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**Up to X39 more interest comparison claim is based on FDIC’s National Weekly Rates for interest checking accounts vs. the national average rate of all Kasasa Cash accounts. Claim is independent of any one institution’s offerings. Qualifications and rules apply. Rates, rewards and comparison results may vary by account and by institution.

Features:

• 2.00% APY on balances up to $25,000

• 0.25% APY on balances over $25,000

Kasasa Saver® available

• Unlimited ATM refunds, nationwide

• Free Estatements (Paper Statements $2/mo.)

Reward Qualifications:*

• 12 debit card purchases per cycle

• 1 minimum online banking login per cycle

•1 account per primary owners SSN

• No minimum balance required

• All accounts auto-qualify for rewards in the first statement cycle

*Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and purchases made with non-Cortland Bank issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.  Reward Information:  When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive APY of 2.00%; and balances over $25,000 earn .25% interest rate on the portion of balance over $25,000, resulting in a range from 2.00% to .25% APY depending on the account’s balance and (2) you will receive unlimited reimbursements for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $4.99 or higher.  When Kasasa Cash qualifications are not met, all balances in the account earn .05% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle. *APY = Annual Percentage Yield. APYs accurate as of 9/1/2015. Rates and rewards are variable and may change after account is opened. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Enrollment in electronic services and log-on is required to meet some of the account’s qualifications. Limit 1 account(s) per Primary account holder social security number. There is a $2.00 recurring monthly service charges for accounts that have not completed the electronic statement enrollment. Contact a Cortland Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A. 

X39 more interest comparison claim is based on FDIC’s National Weekly Rates for interest checking accounts vs. the national average rate of all Kasasa Cash accounts. Claim is independent of any one institution’s offerings. Qualifications and rules apply. Rates, rewards and comparison results may vary by account and by institution.