Choice Premier Checking
Bank with us and get rewarded! Earn interest on checking account balances in your free* Choice Premier checking account!
• 2.50% APY* on balances up to and including $25,000 if qualifications are met
• 0.05% APY* on all balances, even if qualifications are not met
• Choice Savings account available
• Unlimited ATM refunds, nationwide
• Free Estatements (Paper Statements $2/mo.)
• 15 debit card purchases per cycle
• 1 minimum online banking login per cycle
• No minimum balance required
• All accounts auto-qualify for rewards in the first statement cycle
*Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. Choice Premier account Qualifications include: minimum of 15 debit card purchases per cycle, minimum of one (1) online banking login per cycle. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and purchases made with non-Cortland Bank issued debit cards. “Monthly Qualification Cycle” begins on the 6th of every month. The cutoff date for qualifying debit card purchases is the 5th of every month. If the 5th falls on a weekend or a holiday, the statement cycle and monthly qualification cycle will end on the business day before the weekend/holiday. Rewards Information: When your Choice Premier qualifications are met during a Monthly Qualification Cycle, (1) Balances up to and including $25,000 receive APY of 2.50% and balances over $25,000 earn .25% APY on the portion of balance over $25,000, resulting in a range from 2.50% to .25% APY depending on the account’s balance and (2) you will receive unlimited reimbursements for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Choice Premier qualifications are not met, all balances in the account earn .05% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Choice Premier account on the last day of the statement cycle. *APY=Annual Percentage Yield. APYs accurate as of 6/29/2020. Rates and rewards are variable and may change after account is opened. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly accessing of online banking and receipt of electronic statements may be a condition(s) of these account(s). There are no recurring monthly service charges or fees to open or close this account as long as you authorize receipt of an electronic statement. Accounts that receive a monthly paper statement will be assessed a $2 fee monthly.