new! Choice Cash 2.00% cash back on debit card purchases up to $400 monthly when qualifications are met.*

Choice Cash

Do you want to earn cash back on debit card purchases? Then free1 Choice Cash checking is for you!  


• 2.00% cash back earned on debit card purchases up to $400 monthly (maximum monthly payout: $8.00)

Choice Savings account available

• Unlimited ATM refunds, nationwide

• Free Estatements (Paper Statements $2/mo.)

Reward Qualifications:*

• 12 debit card purchases per cycle

• 1 minimum online banking login per cycle

• No minimum balance required

• All accounts auto-qualify for rewards in the first statement cycle

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*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. Choice Cash account qualifications include: minimum of 12 debit card purchases per cycle, minimum of (1) online banking login, conducted by primary accountholder, per cycle. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, transactions and purchases made with non-Cortland Bank issued debit cards. “Monthly Qualification Cycle” begins on the 6th of every month. The cutoff date for qualifying debit card purchases is the 5th of every month. If the 5th falls on a weekend or a holiday, the statement cycle and monthly qualification cycle will end on the business day before the weekend/holiday. When Choice Cash qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.00% cash back on up to a total of $400 in debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle and (2) you will receive unlimited reimbursements for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified.  When Choice Cash qualifications are not met, no cash back payments nor are ATM reimbursements made. Cash back payments will be credited to your Choice Cash account on the last day of statement cycle.  Rates and rewards are variable and may change after account is opened. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Enrollment in electronic services and log-on is required to meet some of the account’s qualifications.  Contact a Cortland Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. 

There is a $2.00 recurring monthly service charges for accounts that have not completed the electronic statement enrollment