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Personal Checking

Kasasa Cash*

Looking for a free checking that earns high interest rate? Earn up to X39** more interest with Kasasa Cash compared to the national average rate of interest checking account. Try free Kasasa Cash® checking and starting earning today!

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**Up to X39 more interest comparison claim is based on FDIC’s National Weekly Rates for interest checking accounts vs. the national average rate of all Kasasa Cash accounts. Claim is independent of any one institution’s offerings. Qualifications and rules apply. Rates, rewards and comparison results may vary by account and by institution.

Kasasa Cash Back*

Would you enjoy earning cash back on debit card purchases? Then, free Kasasa Cash Back® checking is for you.
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Kasasa Tunes*

Free Kasasa Tunes® checking turns up the rewards on your free checking account — in­cluding payouts you can really use, like free music, apps, movies and more.

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Kasasa Saver*

Kasasa Saver® lets you put Kasasa Cash earnings to good use and earn 0.75% APY.* This free savings account is linked to your Kasasa Cash® and Kasasa Cash Back®.

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Club 65

The exclusive Club 65 is a checking account for those 65 years and older and a great and simple way to manage your finances.

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Second Chance Checking

The Second Chance checking account will help you rebuild your credit and financial goals, after being turned down for a traditional checking account.

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*Qualifications vary by account. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and purchases made with non-Cortland Bank issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. Rewards vary by account. Depending on what Kasasa account you open, you will receive one of the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle: (1) Interest on your checking balances (Kasasa Cash), (2) Cash back on debit card purchases (Kasasa Cash Back) and (3) Reimbursements for iTunes, Amazon.com & Google Play purchases (Kasasa Tunes). In addition, you will receive reimbursements for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursement of individual ATM fees of $4.99 or higher. Depending on your Kasasa account, when your qualifications are not met, only non-qualifying interest is earned, other reward distributions are not made and ATM fees are not refunded. Account rewards and ATM fee reimbursements will be credited to your Kasasa account on the last day of statement cycle. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Monthly accessing of online banking and receipt of electronic statements may be a condition(s) of these account(s). Limit one account(s) per primary social security number. There are no recurring monthly service charges or fees to open or close this account as long as you authorize receipt of an electronic statement. Accounts that receive a monthly paper statement will be accessed a $2 fee monthly. Contact a Cortland Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. iTunes is a registered trademark of Apple, Inc. Amazon is a registered trademark of Amazon.com. Google Play is a registered trademark of Google Inc. Apple Inc., Amazon.com and Google are not participants in or sponsors of this program. Kasasa is a trademark of BancVue, Ltd., registered in the U.S.A.

For full qualification details click here